Everything about Chiranjeevi Swasthya Yojana: Eligibility & features

Introduction

Healthcare has always been a crucial concern in developing countries, as a significant portion of the population suffers difficulties in receiving quality medical care. Recognising the need to fill this gap, the Rajasthan Government launched the Chiranjeevi Swasthya Yojana, a transformative healthcare initiative.

This action aims to make healthcare more accessible and inexpensive for economically needy people, particularly those living in rural areas. Continue reading to know the features, benefits and eligibility criteria for the scheme.

How does the Chiranjeevi Swasthya Yojana work?

The Chief Minister of Rajasthan, Shri Ashok Gehlot, announced this initiative in the 2021-22 State Budget. Rajasthan is India’s first state to provide health insurance to everyone.

Eligible beneficiaries are not required to pay for hospitalisation care. The poor and needy are eligible for treatment under this government framework, which protects users and their families against medical emergencies. This policy offers citizens an amount insured of ₹25 lakhs (starting FY 2023-24) with an additional accident cover of ₹5 lakhs.

Understanding the Eligibility Criteria

The Chiranjeevi Swasthya Yojana applicants must meet the following eligibility criteria:

• Qualifying for the Mukhyamantri Chiranjeevi Swasthya Bima Yojana requires permanent residency in Rajasthan.
• Only individuals designated as BPL (Below Poverty Line) qualify for this health insurance policy.
• Applicants for this initiative could include Jan Aadhaar cardholders, contractual and marginal farmers, National Food Security Act cardholders, and families on the COVID-19 ex-gratia list.

Features of Chiranjeevi Swasthya Yojana

Here are the top features of this scheme. 

•  It is a cashless health insurance programme, also known as the Chiranjeevi Swasthya Bima Yojana.
• Beneficiaries of Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana can also enjoy the benefits of this scheme.
•  Health insurance is provided to all low-income households, SECC (Socio Economic and Caste Census) groups, and the NFSA.
• This policy also covers complicated and expensive procedures including COVID-19 care, knee replacement, etc.
•  Female heads of families covered by the plan will receive smartphones with free internet connectivity for up to 3 years.
• All families and state citizens, except the mentioned beneficiaries, must pay the annual premium of Rs. 850.

Benefits of Chiranjeevi Swasthya Yojana

The Chiranjeevi Swasthya Bima Yojana Rajasthan provides various important advantages to its beneficiaries, including accessible and comprehensive healthcare coverage:

• This scheme focuses on providing pregnant women access to high-quality maternal care, covering prenatal, delivery, and postpartum care.
• With an annual premium of Rs 850, beneficiaries can get up to Rs. 25 lakhs in health insurance with an additional Rs. 10 lakh in accident cover.
• The scheme also covers medical expenses before and after hospitalisation. The coverage is valid for five days before hospitalisation and fifteen days after being released.
• In-patient treatment fees, including room rent, OT charges, medical examinations, etc., are also covered.
• Beneficiaries can get proper care at both government and private hospitals.

Necessary Documents Required to Apply for Chiranjeevi Swasthya Yojana

You will need to share the following documents. 

 1. Application Form
2. The applicant should be a permanent resident of Rajasthan
3. Aadhaar card
4. Janadhaar card
5. Passport-size photograph
6. Bank Account details
7. Ration card 

How to register for Chiranjeevi Swasthya Yojana?

It is quite simple to enrol in this health plan. However, you must keep some details, such as personal and professional information, accessible. Here is the process of Chiranjeevi Swasthya Bima Yojana registration:

1.      Visit the official website of the Mukhyamantri Chiranjeevi Swasthya Bima Yojana and click the SSO link. You can register and obtain an SSO ID through that site; the E-Mitra Centre can also assist you with registration.

2.      After completing the registration process, you can log in to your account with your ID, password, and captcha code.

3.      You need to complete an online application form. This form will request your personal information, income, address, and other necessary details.

4.      Scan and upload any relevant documents, including identity, income certificates, and proof of residence.

5.     Verify the information you’ve provided to ensure it’s correct, and then submit the application. You can take a printout of the application form filed for the future reference. 

Conclusion

The Chiranjeevi Swasthya Yojana is an inspiration of hope for accessible healthcare. The Chiranjeevi Swasthya Yojana is a comprehensive and effective healthcare undertaking due to its cashless treatment, broad coverage, and emphasis on maternal and child health.

By addressing its distinctive healthcare requirements of the economically disadvantaged, this initiative strives to promote overall health and well-being for the people of Rajasthan. To learn more, subscribe to StockGro. 

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