Equitas Small Finance Bank Limited is an Indian banking company. The company operates in three segments: Treasury, Wholesale Banking and Retail Banking. The Treasury segment includes all investment portfolios, investment gains/losses, PSLC commissions, foreign exchange gains/losses, equities, derivative income and money market activities. The corporate/wholesale banking segment includes all advances to trusts, partnerships, corporations and legal entities not covered by retail banking. The Retail Banking segment includes private customer loans and deposits and the segment's recognized income and expenses. Its services include retail banking with a focus on microcredit, commercial vehicle finance, housing finance, real estate loans, corporate finance and providing financial solutions to individuals and micro and small enterprises (MSEs).