Price To Earnings Ratio 28.99 | Sector PE 37.73 |
PB Ratio 5.54 | Sector PB 5.82 |
EPS 233.84 | Dividend Yield 0.50 |
Today's Volume 833.284 K | 5 Day Avg. Volume 1.099 M |
PEG Ratio 1.27 | Market Cap. ₹ 4,10,000.00 Cr. |
Time | BAJFINANCE | VS | Industry |
---|---|---|---|
1 Day | 0.49% | -0.79% | |
1 Week | 5.12% | 2.28% | |
1 Month | -1.41% | 0.94% | |
6 Months | 2.71% | 2.25% | |
1 Year | -5.08% | 10.67% |
Period (Days) | SMA | Indication |
---|---|---|
10 | 6577.7 | Bullish |
20 | 6569.59 | Bullish |
30 | 6657.06 | Bullish |
50 | 6845.4 | Bearish |
100 | 6851.04 | Bearish |
200 | 6765 | Bullish |
Annual | FY 2024 | FY 2023 | FY 2022 | ||||
---|---|---|---|---|---|---|---|
Operating Activities | -72760.14 | -42111.79 | -37089.90 | ||||
Investing Activities | -7171.18 | -10393.91 | 6346.79 | ||||
Financing Activities | 82415.08 | 50675.01 | 32275.22 | ||||
Net Cash Flow | 2483.76 | -1830.69 | 1532.11 |
All Figures in ₹ Cr., unless mentioned otherwise
Name | 1D (%) | 1W (%) | 1M (%) | 6M (%) | 1Y (%) |
---|---|---|---|---|---|
Bajaj Finance | 0.49 | 5.12 | -1.41 | 2.71 | -5.08 |
Capri Global Capital | 0.37 | -0.97 | -2.9 | -7.57 | 13.04 |
BSE | 3.43 | 16.21 | 16.06 | 65.25 | 76.5 |
Aditya Birla Capital | -0.51 | 2.66 | -2.51 | -10.58 | 22.96 |
HDFC Asset Management Company | -0.62 | 3.62 | 1.17 | 6.44 | 41.67 |
This article seeks to analyze Bajaj Finance Limited based on its business model and industry fundamentals so that we may evaluate if it would be a great investment choice for you.
Bajaj Finance Limited (BFL) is an Indian non-banking financial company (NBFC) which is headquartered in Pune. It serves as a subsidiary of Bajaj Finserv Ltd., and it has been registered with the Reserve Bank of India (RBI) as a deposit-taking NBFC, which falls under the category of NBFC-Investment and Credit Company (NBFC-ICC).
The business of this company is involved with lending and acceptance of deposits that have a diverse lending portfolio across retail, SMEs, and commercial customers.
As of March 2024, BFL had a total client base of 83.64 million with assets under management valued at INR 3306.15 billion ($41 billion). It provides various financial services products to its clients including consumer finance, durable finance, lifestyle finance, digital product finance, and two-wheeler & three-wheeler finance.
Furthermore, BFL operates in different parts of urban and rural India having the highest domestic credit rating for its long-term and short-term borrowings.
The finance sector in India is poised for significant growth and presents a promising investment opportunity. India is likely to become the world’s third-largest economy by 2027, and have the third-largest stock market by 2030.
The financial services sector will grow rapidly by 2035, driven by rising incomes, increased government focus on financial inclusion, and digital adoption. India’s GDP could more than double from $3.5 trillion today to exceed $7.5 trillion by 2031. This growth is expected to boost India’s share of global manufacturing, expand credit availability, create new businesses, improve quality of life, and spur a boom in consumer spending.
In light of these factors, Bajaj Finance Limited stands out as a strong investment choice. The company has consistently demonstrated solid performance and growth, making it a potentially profitable investment in the Indian finance industry.
Bajaj Finance Limited operates in a competitive environment within the finance sector in India. Some of its primary competitors include:
Here’s a brief history of Bajaj Finance Limited:
Here’s a summary of Bajaj Finance Limited’s financial information as of June 2024:
Metric |
Value |
---|---|
Rs. 4,27,832 Cr. |
|
Book value |
Rs. 1,239 (Per share) |
0.53 % |
|
11.9 % |
|
22.0 % |
|
Rs. 2.00 |
Here’s a concise summary of Bajaj Finance Limited’s shareholding pattern as of June 2024 :
Let’s compare Bajaj Finance Limited with its peers that have complete data available. Here’s a concise table:
Metric |
Sundaram Finance Ltd. |
Muthoot Finance |
Shriram Finance |
Manappuram |
---|---|---|---|---|
33.17 |
15.63 |
12.01 |
6.52 |
|
P/B Ratio |
3.77 |
3.05 |
1.78 |
1.48 |
Dividend Yield (Avg.) |
0.70 |
1.43 |
1.91 |
2.10 |