Indian Overseas Bank Share Price

Overview

Indian Overseas Bank share price is currently ₹28.79, down by - ₹0.61 (2.07%) from its previous closing price of ₹29.40. The share price has declined -8.91% over the past month and declined -27.01% over the past year. The stock's 52-week low and high are ₹28.72 and ₹40.83, respectively. Indian Overseas Bank has a market capitalisation of ₹ 59,680.00 Cr. The share price was last updated on 23 Oct 2026, 09:39 AM IST.

Indian Overseas Bank
Indian Overseas Bank
IOB
 ₹0.00
- ₹0.61
2.07%
Bank
 ₹0.00(%)1D

Updated: 23 Oct 2026, 09:39:05 am IST

Market Data

Open Price

 ₹29.23

Prev. Close

 ₹29.40
 ₹28.72

Day Low

 ₹29.48

Day High

 ₹28.72

52 Week Low

 ₹40.83

52 Week High

BankBank - Public
CategoryMid Cap

Fundamentals

Quick Bite

Price To Earnings Ratio

9.32

Sector PE

12.04

PB Ratio

1.65

Sector PB

1.69

EPS

3.09

Dividend Yield

0.00

Today's Volume

322.328 K

5 Day Avg. Volume

1.728 M

PEG Ratio

0.16

Market Cap.

₹ 59,680.00 Cr.

StockGro Trade views

Technical Analysis

Forecasts 🧭

Financials

Corporate Actions

Corporate Actions will be available shortly.

Mutual Fund Ownership

Mutual Fund Holder
Aug 26
Shares held
Sep 26
Shares held
Nippon India ETF Nifty PSU Bank BeES1.61 Cr
1.67 Cr
(4.02%)
Kotak Nifty PSU Bank ETF1.08 Cr
1.06 Cr
(1.9%)
DSP Nifty PSU Bank ETF55.39 Lac
61.05 Lac
(10.21%)
SBI BSE PSU Bank Index Fund - Regular Plan - Growth14.96 Lac
14.83 Lac
(0.87%)
Motilal Oswal Nifty Midcap 150 Index Fund - Regular Plan - Growth-
14.38 Lac
(100%)

About Indian Overseas Bank 👋

Indian Overseas Bank (the Bank) is engaged in the business of banking. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. The Bank offers a comprehensive suite of financial products and services across retail, agriculture, Micro, Small and Medium Enterprises (MSME), and corporate banking. The Bank caters to credit and deposit needs through a portfolio that includes housing loans, jewel loans, business finance, agri-credit, and Environmental, Social, and Governance (ESG)-linked products. Its personal banking services include savings bank, current accounts, term deposits, retail loans, and mortgages and digital banking. Its merchant banking division includes debenture trustee, banker to issue and others. Its digital banking services include Credit Card, Debit Card, Internet Banking, IOB Fastag, and IOB-Pay, among others. It operates overseas branches in Singapore, Colombo, Hong Kong, and Bangkok.

Expert Opinions

Insights from SEBI-registered analysts · updated live

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Shrikant Pandey

Shrikant Pandey

20 Oct • 4:54 PM · SEBI-Registered Analyst

IOB: SEBI APPROVES ESPS ISSUE OF 10 CR SHARES

IOB: SEBI APPROVES ESPS ISSUE OF 10 CR SHARES FOR MPS COMPLIANCE

IOB
• SEBI letter dated 19.10.2026 approved issuance of up to 10 Cr fresh equity shares directly to eligible bank employees under an Employee Stock Purchase Scheme (ESPS) • The ESPS route is being used under SEBI (Share Based Employee Benefits and Sweat Equity) Regulations, 2021, as a permissible mechanism to help meet Minimum Public Shareholding (MPS) requirements under Rule 19A of SCRR, 1957 • SEBI approval is specific to the present case and shall not be treated as a precedent • Issuance remains subject to compliance with SBEB Regulations and other applicable regulatory requirements • Bank disclosed the approval to BSE (532388) and NSE (IOB) under Regulation 30 of LODR Impact: Positive — The ESPS route provides IOB a mechanism to progress toward MPS compliance while broadening employee ownership. However, issuance of up to 10 Cr fresh shares will result in some equity dilution.

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SASI KUMAR SEBI RA

SASI KUMAR SEBI RA

15 Sep • 7:11 AM · SEBI-Registered Analyst

Been tracking Midcaps where profit margins...

...have consistently moved up QoQ for the last 4 quarters: • Nalco • Oil India • Navin Fluorine • Aegis Logistics • Petronet LNG • IOB • Laurus Labs • HDB Financial • Bank of India • Poonawalla Fin • Radico Khaitan • Ather Energy • Swiggy Not saying all will run but improving margins usually show up in price sooner or later. .

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Rakesh Kumar

Rakesh Kumar

23 Jul • 5:03 PM · SEBI-Registered Analyst

IOB Results Analysis-Q1FY27

IOB
Interest Earned for Q1FY27 is Rs. 8,778 Crs., 18.82% growth YoY, Net Interest Income is Rs. 3,688 Crs., 34.18% growth YoY, Total Income is Rs. 10,938 Crs., 23.34% growth YoY, Pre-Provisioning Operating Profit is Rs. 2,693 Crs., 14.18% growth YoY, PBT is Rs. 1,859 Crs., 22.75% growth YoY, Net profit is Rs. 1,659 Crs., 49.25% growth YoY (All time high quarterly net profit) For Q1FY27 Gross NPA 1.33% vs 1.97% in Q1FY26, Net NPA 0.18% vs 0.32% in Q1FY26. Return on Assets is 1.41% improved by 27 BPS YoY, Return on Equity is 22.69% improved by 369 BPS YoY. On QoQ basis Interest Earned is up by 3.4%, Net Interest Income is up by 6.28%, Total Income is up by 11.84%, Pre-Provisioning Operating Profit is up by 1.05%, PBT is up by 12.05%, PAT is also up by 10.22%. Total Advances is Rs. 3,22,132 Cr. as on 30th June, 2026, 22.75% Growth YoY. bank expects to announce dividend in FY27, subject to board approval.

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Akshay Patel

Akshay Patel

21 Jul • 9:59 AM · SEBI-Registered Analyst

Indian Overseas Bank reports 49% Q1 profit growth

IOB
reported a 49% YoY increase in Q1 FY27 net profit to ₹1,111 crore, supported by four key factors: strong loan growth, higher net interest income, improved asset quality, and lower credit provisions. The bank's gross NPA declined to 1.97%, while net NPA improved to 0.19%, reflecting healthier credit quality. Please note that the information shared is intended solely for informational purposes and does not make any investment recommendations.

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Vivek kumar

Vivek kumar

20 Jul • 11:19 PM · SEBI-Registered Analyst

Over 45 companies to announce Q1 results today !

Over 45 companies to announce Q1 results today The earnings season remains the key market trigger, with more than 45 companies set to report June-quarter results today. Major names include UltraTech Cement, Paytm (One 97 Communications), Indian Overseas Bank, Sobha, Mahindra Logistics, Rallis India, and Shyam Metalics. Investors will closely track management commentary on demand, margins, and business outlook for clues on market direction

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Ujvin Nevatia

Ujvin Nevatia

20 Jul • 10:29 PM · SEBI-Registered Analyst

Indian Overseas Bank Q1 Profit Jumps on Strong Income Growth and Better Asset Quality

Research Analyst: UJVIN NEVATIA (PROPRIETOR: NEVAT INVESTMENTS) | SEBI Registration No.: INH100009628

IOB
reported a 49.3% year-on-year increase in net profit to ₹1,659 crore for the first quarter of FY27, compared with ₹1,111 crore in the corresponding quarter last year. The strong performance was supported by growth in core lending income, higher non-interest income, and improved operational efficiency. Net Interest Income (NII) increased 6.5% year-on-year to ₹2,747 crore, while operating profit rose 9.7% to ₹2,651 crore. The bank continued to strengthen its balance sheet, with gross advances growing 15.2% year-on-year and total deposits rising 10.8%. Asset quality improved further, with the Gross NPA ratio declining to 1.85% from 2.14% a year earlier, while the Net NPA ratio improved to 0.32% from 0.37%. The Provision Coverage Ratio (PCR) also remained strong at over 98%, reflecting prudent risk management and a healthier loan portfolio. Industry & Economic Impact: The results reflect the continued improvement in India's public sector banking sector, supported by healthy credit growth, stronger recoveries, and declining bad loans. Better asset quality and stable operating performance enable banks to strengthen profitability while expanding lending across retail, MSMEs, agriculture, and corporate sectors. From an economic perspective, stronger public sector banks improve credit availability for businesses and consumers, supporting investment, infrastructure development, and economic growth. Healthy balance sheets and robust capital positions also enhance financial stability, allowing banks to meet increasing credit demand more effectively. Source: The Hindu No Recommendations

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