Ujjivan Small Finance Bank Limited is a small finance bank in India. The company operates through three segments: Treasury, Retail Banking and Corporate/Wholesale. The Treasury segment consists of net interest income from the Company's investment portfolio, money market loans and borrowings, profit or loss from investment activities, and income from the sale of Primary Sector Loan Certificates (PSLCs). The retail banking segment serves private customers through the branch network and other delivery channels. Retail banking includes lending and deposits to private customers. Wholesale banking offers loans to companies and financial institutions. Its asset products include loans to microbank clients, including group loans and individual loans, agricultural and auxiliary loans, home loans, group loans from financial institutions, personal loans and vehicle loans. It offers savings accounts, checking accounts and various deposit accounts.