Axis Bank Limited is an Indian banking and financial services company. The bank's segments include treasury, retail banking and corporate/wholesale banking. The Treasury segment includes investments in government and corporate bonds, stocks and mutual funds, trading activities, derivatives trading and foreign exchange operations and provides a centralized financial unit. Retail banking lends to individuals/small businesses through branch networks and other delivery channels depending on the product orientation, nature, accuracy and level of risk. The Corporate/Wholesale Banking Segment includes non-retail business relationships, corporate advisory services, investments and syndicates, project appraisals, capital markets services and cash management services. It also offers para-banking activities, including the distribution of third-party products and other banking transactions.