Bajaj Finance Limited is an Indian non-banking finance company. The company's consumer loan products include consumer electronics, furniture, digital products, e-shopping and everyday consumer financing. Its loans to small and medium-sized enterprises (SMEs) consist of working capital loans and loans to SMEs and professionals. The company's rural lending offers its full range of loans and deposits, which include consumer-to-consumer (B2B) loans, personal loans, gold loans and retail deposits in small towns and villages. Its commercial securities lending offers customers medium and short-term financing against stocks, bonds, mutual funds, insurance and deposits. Its mortgages offer mortgages, loans against real estate and developer financing. Their commercial loans provide loans to manufacturers of car components and the light machinery industry, loans to financial institutions, loans to the chemical and pharmaceutical industry.