Bank of Baroda provides banking and financial services in India. Its segments are treasury, corporate/wholesale banking, retail banking and other banking operations. Its geographic segment includes domestic operations and foreign operations. It offers personal banking services that include savings accounts, current accounts and fixed deposits. It offers a variety of digital products that include instant banking services such as online banking, mobile banking, cards, WhatsApp banking, digital statements (DSS), self-service book printers and ATMs. It offers different types of loans like home loan, personal loan, vehicle loan, fintech, education loan and gold loan. It offers merchant payment solutions, Baroda DigiNext Cash Management Services, BarodaINSTA, SmartTrade, Bharat Bill Pay, Bhim Adhaar Baroda Pay and Online Payment Gateway. It has 8,185 branches and 11,535 ATMs and self-service channel-enabled ATMs.