Bank of India Limited is an Indian based bank. Its segments include Treasury Operations, Wholesale Banking and Retail Banking. The Treasury Operations segment includes portfolio investments such as trading government securities and other securities, money market operations and foreign exchange transactions. The wholesale banking segment includes all advances not included in retail banking. The retail banking segment includes exposures that meet two criteria, including risk exposure (maximum exposure amounting to approximately five million rupees) and a total annual turnover of less than approximately 50 million rupees, which means the average turnover of the last three years . for existing units and projected turnover for new units. It has more than 5,105 branches in India including specialised branches. Its subsidiaries include BOI Shareholding Limited and BOI Star Investment Managers Private Limited.