ICICI Bank Limited (hereinafter referred to as the Bank) is a banking company. The bank provides a variety of banking and financial services, including commercial banking and finance operations. The business segments of the bank are Retail Banking, Wholesale Banking, Treasury and Other Banking. The bank offers various products which include savings account, women's account, senior citizen account, current account, credit cards, home loan, personal loan, car loan, gold loan, fixed deposit, deposit, life insurance and general insurance. It offers a variety of online banking services that include paying bills, making service requests and making bank transfers. It also offers various mobile banking services including iMobile Pay, Short Message Service (SMS), Call to Payment and Instant Payment Service (IMPS). Its general insurance products include health insurance, travel insurance, home insurance, two-wheeler insurance and car insurance.