IDBI Bank Limited is a banking company. Its segments include the Corporate/Wholesale Banking segment, which covers commercial relationships covering non-retail deposit and credit activities, and also includes Corporate Advisory/Syndication, Project Appraisal and Investment Portfolio, including strategic investments; The retail banking segment, which mainly includes credit and deposit activities for individuals and small businesses, including primary sector lending, and also includes payment and alternative channels such as ATMs, point of sale machines, online banking services, mobile banking services, credit. cards, debit cards, travel/currency cards, third-party counterparty distribution and transaction banking services and the Treasury segment, which includes the investment portfolio, money market operations, derivatives trading, foreign exchange transactions on its own and for clients.