DCB Bank Latest Updates

$DCBBANK Q4 FY26 Financial Highlights: DCB Bank registered a 16.14% year-on-year increase in consolidated profit after tax (PAT) to reach ₹205.65 crore for the fourth quarter ended March 31, 2026, compared to ₹177.07 crore in Q4 FY25. Total revenue from operations for the final quarter grew 8.06% year-on-year to hit ₹2,118.78 crore. Operational Credit and Deposit Metrics: The bank's total advances expanded 18% year-on-year, heavily supported by a 19% expansion in agricultural lending and a 25% volume rise in its co-lending books. Total deposits outpaced credit growth by climbing 21% year-on-year, which helped improve granular liquidity metrics. Margin and Asset Quality Improvement: The net interest margin (NIM) witnessed an upward trajectory to settle at 3.39% for the fourth quarter, rising 12 basis points sequentially. Simultaneously, asset quality strengthened significantly, with Gross NPA dropping to 2.45% and Net NPA falling to 0.89%, both touching fresh seven-year lows. RBI Reappointment Clearances: Under Section 35B of the Banking Regulation Act, the Reserve Bank of India (RBI) officially approved the reappointment of Mr. Krishnan Sridhar Seshadri as the Whole Time Director (WTD) of DCB Bank. The central bank's regulatory mandate extends his active leadership term for a further period of one year, effective June 13, 2026. Dividend Allotment and Record Date: The Board of Directors fixed Friday, June 12, 2026, as the official corporate record date to determine shareholder eligibility for its recommended final dividend of 14.5%. This represents a cash return layout of ₹1.45 per equity share of face value ₹10 each, subject to final clearances at the upcoming AGM scheduled for July 3, 2026.