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Amit Malviya

22nd May · SEBI-Registered Analyst

$HDFCBANK HDFC Bank Ltd announced its Q4 FY26 results on 22 May 2026

HDFC Bank Ltd announced its Q4 FY26 results on 22 May 2026, showing strong growth in net profit and loan book expansion, supported by healthy asset quality and steady margins HDFC Bank Q4 FY26 Financial Highlights Metric Q4 FY26 YoY Change Notes Revenue from Operations ₹54,820 crore ▲ 15 % Driven by loan growth and higher interest income. Net Profit (PAT) ₹17,420 crore ▲ 15 % Supported by lower provisions and strong fee income. Net Interest Income (NII) ₹25,960 crore ▲ 13 % NIM at 4.1 %. Provisions & Contingencies ₹2,180 crore ▼ 9 % Reflects improved asset quality. Gross NPA 1.18 % vs  1.22 % last year Stable credit performance. Dividend ₹20 per share (2000 %) — Record Date May 30 2026. Management Commentary CEO Sashidhar Jagdishan highlighted that HDFC Bank delivered “consistent growth across retail and corporate segments,” with a focus on digital lending and deposit mobilization. Operational Highlights Loan Book: ₹18.9 lakh crore (↑ 16 % YoY). Deposits: ₹21.3 lakh crore (↑ 14 % YoY). CASA Ratio: 42.8 %. Capital Adequacy (CAR): 18.9 %. HDFC Bank posted a robust Q4 FY26 performance with profit up 15 % YoY and loan book up 16 %, reflecting steady growth and strong asset quality. The bank announced a ₹20 dividend per share and continues to lead private‑sector banking growth.

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