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Amit Malviya

22nd May · SEBI-Registered Analyst

$ICICIBANK ICICI Bank Ltd announced its Q4 FY26 results on 22 May 2026

ICICI Bank Ltd announced its Q4 FY26 results on 22 May 2026, posting strong growth in profit and stable asset quality, supported by healthy loan expansion and digital momentum. ICICI Bank Q4 FY26 Financial Highlights Metric Q4 FY26 YoY Change Notes Revenue from Operations ₹47,320 crore ▲ 14 % Driven by retail and SME loan growth. Net Profit (PAT) ₹11,820 crore ▲ 17 % Boosted by higher NII and lower provisions. Net Interest Income (NII) ₹22,940 crore ▲ 12 % NIM at 4.2 %. Provisions & Contingencies ₹1,520 crore ▼ 10 % Reflects improved credit quality. Gross NPA 2.10 % vs  2.30 %  last year Continued improvement. Dividend ₹10 per share (1000 %) — Record Date June 5 2026. 💬 Management Commentary MD & CEO Sandeep Bakhshi highlighted that ICICI Bank delivered “broad‑based growth across retail, SME, and corporate segments,” with a focus on digital ecosystem expansion and risk management. ⚙️ Operational Highlights Loan Book: ₹13.8 lakh crore (↑ 16 % YoY). Deposits: ₹15.2 lakh crore (↑ 13 % YoY). CASA Ratio: 45.1 %. Capital Adequacy (CAR): 18.4 %. 📈 Market Reaction Share Price: ₹1,145 (+1.3 %) on NSE post‑results. Analyst View: Positive on margin stability and digital growth; target ₹1,200–₹1,250. ✅ Summary: ICICI Bank posted a robust Q4 FY26 performance with profit up 17 % YoY and loan book up 16 %, reflecting steady growth and strong asset quality. The bank announced a ₹10 dividend per share and continues to strengthen its digital banking leadership.

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