* CRISIL expects the home loan market to maintain strong momentum, projecting Assets Under Management (AUM) growth of 17–18% in FY27–FY28, supported by robust housing demand, rising incomes, urbanisation, and steady credit availability. * Housing finance companies and banks with large mortgage portfolios are likely to benefit, with key stocks to watch including $LICHSGFIN, $AAVAS, $PNBHOUSING, $HOMEFIRST, $CANFINHOME, and mortgage-focused banks such as $HDFCBANK and $ICICIBANK .