Bajaj Finance Q2 Financial Performance and Operating Metrics

Limited reported a 28.5% year-on-year increase in consolidated net profit to Rs 6,266 crore for Q2 FY27, compared to Rs 4,875 crore in the corresponding period of the previous fiscal year. Consolidated net interest income (NII) expanded 23.6% year-on-year to Rs 13,334 crore, up from Rs 10,793 crore in Q2 FY26. Total net income for the quarter grew 23% to Rs 15,974 crore. Assets under management (AUM) expanded 26% year-on-year to reach Rs 5,84,624 crore as of September 30, registering a quarterly increase of Rs 37,680 crore. The non-banking financial company booked 13.45 million new loans during the quarter, representing an 11% growth over the 12.17 million loans booked in Q2 FY26. Total customer franchise increased by 16% year-on-year to 128.85 million. Loan losses and provisions for the quarter totaled Rs 2,166 crore, which included a management and macroeconomic provision of Rs 337 crore. Gross Stage-3 non-performing assets (NPA) stood at 1.33%, while Net NPA was reported at 0.53%. Capital adequacy remained strong at 20.33%, with Tier-1 capital at 19.43% and annualized return on equity (ROE) reaching 20.6%.