Karnataka Bank’s latest provisional business update

Business crossed ₹2 lakh crore: Karnataka Bank crossed the ₹2 lakh crore total business milestone in August 2026. Loan growth: Gross advances reached around ₹92,015 crore by September 2026. Deposit base: Deposits increased to approximately ₹1.15 lakh crore, with CASA at ₹36,626 crore. Gold loan growth: In FY26, gold loans grew strongly by about 41.3% YoY to ₹4,614 crore, supporting the bank's higher-margin lending strategy. Asset quality: FY26 net NPA improved to around 0.64%, compared with 0.79% a year earlier, while NIM improved to 3.07% in Q4 FY26 from 2.98%. Profitability: Q4 FY26 standalone net profit rose about 61.9% YoY to ₹408.2 crore. Recent corporate developments: The bank held its 102nd AGM in September, where seven resolutions were approved, including director/auditor-related resolutions and the ₹5 final dividend for FY26. Near-term point to watch: The bank's Q2 FY27 results will be important for checking whether loan/deposit growth is translating into sustained NIM and profit growth.