$ABCAPITAL Interest Earned for Q1FY27 is Rs. 5,975 Crs., 25.14% growth YoY, Net Interest Income is Rs. 2,586 Crs., 26.83% growth YoY, Total Income is Rs. 12,187 Crs., 27.87% growth YoY, Pre-Provisioning Operating Profit is Rs. 1,925 Crs., 28.38% growth YoY, PBT is Rs. 1,641 Crs., 38.83% growth YoY, Net profit is Rs. 1,175 Crs., 40.07% growth YoY. On QoQ basis Interest Earned is up by 8.32%, Net Interest Income is up by 7.05%, But Total Income is down by 9.56%, Pre-Provisioning Operating Profit is up by 9.93%, PBT is up by 13.83%, PAT is also up by 16.18%. balance of growth with “strong focus on return of capital. NBFC (ABCL lending) Q1 FY27: Scale + profitability up; risk metrics improving; gold loans entry announced, AUM: ₹1,67,456 cr (+28% YoY, +5% QoQ) Housing Finance (ABHFL) Q1 FY27: Landmark scale + profitability lift, best-in-class credit costs; ROE to rebuild over 6–8 quarters AUM: ₹51,833 cr (+50% YoY, +9% QoQ) → crossed ₹50,000 cr milestone Asset Management (ABSLAMC): Step-change in total AUM driven by mandates; passives/ETF momentum; GIFT City retail license, Average AUM (incl alternates): ₹6.28 lakh cr (+42% YoY) (includes ESIC/EPFO mandate money). Life Insurance (ABSLI): Strong profitable growth; VNB margin doubled; mix shift away from ULIP; explicit 3-year guidance Health Insurance (Aditya Birla Health): Fastest-growing SAHI; IFRS profitability turn; “health-first” model showing underwriting benefits.

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