šØ **68% Profit Jump⦠But Bandhan Bankās Bigger Story May Be Asset Quality Repair.
bandhan bank ..The headline looks strong.
But the real story may be unfolding beneath the numbers.
**Q4 FY26 Highlights š**
ā
Net Profit surged **68% YoY to ā¹534 Cr**
ā
NII rose **1.4% YoY to ā¹2,796 Cr**
ā
Deposits grew **10% YoY to ā¹1.66 lakh Cr**
ā
Advances grew **13% YoY to ā¹1.54 lakh Cr**
ā
Provisions fell sharply to **ā¹677 Cr**, supporting profitability
**Asset Quality Improved**
š GNPA improved to **3.27%** vs 4.71% YoY
š NNPA improved to **0.97%** vs 1.28% YoY
š NIM improved to **6.2%**, a positive surprise
**What stood out?**
While operating profit remained under some pressure, improving margins, lower credit costs and cleaner asset quality suggest the turnaround narrative may be strengthening.
š” **Honest take:**
This looked less like a one-off profit spike and more like an **early recovery quarter with improving fundamentals.**
If this trend sustains, valuation re-rating conversations may return.
**Big question:**
Is Bandhan Bank entering a genuine turnaround phase⦠or is the market still right to stay cautious?
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*Not investment advice. For informational purposes only.*

















