OnEMI Technology Solutions Limited is an India-based digital lending platform company. The Company provides a range of loan products from small-ticket personal loans to secured loans like Loan Against Property (LAP) leveraging deep data analytics, alternative credit scoring, and technology infrastructure. It operates through its Kissht brand. Kissht offers a digital experience covering know your client (KYC), credit assessment, loan disbursal, and collections, serving customers with credit needs. It also operates PaywithRING, which is a digital application to provide instant loans in minutes with zero documentation, digital KYC, and direct bank transfers. The Company is focused on the financial services business including financial technology solutions and corresponding lending. Its subsidiary is Si Creva Capital Services Private Limited.