Bajaj Housing Finance Ltd. Share Price

Bajaj Housing Finance Q2 Earnings Update

Bajaj Housing Finance Limited (BHFL) delivered a solid financial performance for the second quarter, marked by double-digit profitability growth, robust loan book expansion, and stable asset quality. Despite the positive fundamental metrics, the stock experienced mild downward pressure ahead of the announcement, closing marginally lower at ₹***** Performance & ProfitabilityThe company reported a healthy 17.7% year-on-year (YoY) increase in net profit, reaching ₹757 crore compared to ₹643 crore in the year-ago period. Core operational income also demonstrated steady growth, with Net Interest Income (NII) expanding by 10% YoY to ₹1,055 crore. Portfolio Growth & DisbursementsBHFL exhibited strong business momentum, with Assets Under Management (AUM) surging 25% YoY to ₹1.58 lakh crore. Gross disbursements witnessed a 25.2% uptick to ₹19,930 crore. The growth trajectory was broad-based across all key lending segments:Lease Rental Discounting (LRD): +39% YoYLoan Against Property (LAP): +26% YoYHome Loans: +22% YoYDeveloper Finance: +13% YoYTotal loan assets concurrently grew to ₹1.4 lakh crore, up from ₹1.13 lakh crore in the previous ***** Quality & ProvisionsA critical highlight for investors is the company's pristine asset quality. Gross Non-Performing Assets (GNPA) remained sequentially stable at 0.29%, while Net NPA held firm at 0.12%. Reflecting this high-quality underwriting, loan losses and provisions declined favorably to ₹35 crore for the quarter, down from ₹43 crore a year earlier.

See More

Bajaj Housing Finance Eyes Q2 Results, AUM Up 25%

Bajaj Housing Finance shares traded near Rs 83.58 on Friday, little changed, ahead of its September quarter results, which are listed for this week’s reporting calendar after a business update showed disbursements and assets under management growing about 25%. In its provisional update for the quarter ended September 30, the housing lender reported gross disbursements of about Rs 19,930 crore, up from Rs 15,914 crore a year ago. AUM stood at about Rs 1,58,190 crore, up 25% year on year and higher by roughly Rs 8,566 crore during the quarter, while loan assets rose to about Rs 1,39,850 crore from Rs 1,13,059 crore. The update sets the baseline for the results after a June quarter in which net profit rose 22.6% to Rs 715.28 crore. For a housing finance company, AUM growth shows how fast the loan book is expanding, but profit depends on spreads, funding costs and credit quality. Growth of around 25% is strong for a lender of this size, so investors will look for whether net interest margins held and whether profit growth kept pace with the book. Any slippage in asset quality or margin pressure could weigh on a stock that remains well below its yearly high. The stock has ranged between Rs 72.65 and Rs 112.40 over the past 52 weeks, with a market cap of around Rs 69,808 crore. Trading closer to its low than its high, the stock now awaits profit and margin data to show whether earnings are keeping up with the growth already reported. Disclosure: Palash Kag, Proprietor, Sarathi Research (SEBI Reg. No. INH000012740). No position held in Bajaj Housing Finance. This article is for educational and informational purposes only and does not constitute investment advice or a recommendation to buy, sell, or hold any security. Please consult a registered advisor before making investment decisions.

See More

Bajaj Housing Finance raises Rs 2,439.29 crore through NCDs.

Bajaj Housing Finance has raised around Rs 2,439.29 crore, including discount and accrued interest, by allotting secured, redeemable, non-convertible debentures (NCDs) on private placement. At its meeting on October 07, 2026, the company's Debenture Allotment Committee allotted 2,50,000 NCDs with a face value of Rs 1,00,000 each. The NCDs have a tenure of 3,589 days and carry a coupon of 7.87% per annum. They are proposed to be listed on the Wholesale Debt Market Segment of BSE. Bajaj Housing Finance is a non-deposit taking housing finance company registered with the National Housing Bank, offering tailored financing for buying and renovating residential and commercial properties. Bottom line: A large but routine long-tenure funding raise. It supports loan growth and asset-liability management (ALM) and has no direct earnings impact. The tenure and pricing are the interesting parts. Pricing looks discounted. Because the money raised is below face value, the effective yield for investors is likely a little above the 7.87% coupon. That is an inference, since the figure also includes accrued interest and the release doesn't give the issue price or yield. Long tenure is a positive for ALM. Housing loans run 15 to 20 years, and a near-10-year borrowing narrows the funding gap and cuts refinancing risk. This is also a rare tenure for non-banking financial companies (NBFCs), which mostly borrow shorter. Disclaimer: Investments in securities market are subject to market risks. Read all related documents carefully before investing. Registration granted by SEBI and certification from NISM in no way guarantee the performance of the intermediary or provide any assurance of returns to investors. The above information is for educational and learning purpose. They analyst or his associates do not hold any shares of the company and have no financial interest in it. SEBI Registered Research Analyst: Vineet Ashwinikumar Chawla: INH000008190, BSE Enlistment No: 5433

See More

Bajaj Housing Finance raises ₹2,439.29 crore

Bajaj Housing Finance Limited

allotted secured NCDs worth ₹2,439.29 crore on 7 October 2026. The 10-year paper carries a fixed 7.87% annual coupon. What happened: The Debenture Allotment Committee approved the private placement on 7 October 2026. Interest is paid yearly from 4 August 2027. Maturity is 4 August 2036, about 3,589 days away. The NCDs carry a first pari-passu charge on book debts and loan receivables, with 1.00x asset cover. On 25 September 2026 the company raised ₹807.82 crore at 7.79%, maturing August 2031. Why it matters: This raise is about 3 times the September one. Provisional Q2 FY27 numbers (3 October) show AUM at ₹1,58,190 crore, up about 25% YoY, and gross disbursements at ₹19,930 crore, up 25.2% YoY. Home loans run for many years. Funding them with 10-year debt cuts refinancing risk. My view: The 10-year coupon is only 0.08 percentage points above the 5-year coupon from two weeks earlier. Investors are asking for little extra to lock in five more years. That points to strong demand for this issuer's paper. For a lender growing near 25%, cheap long funding helps protect the gap between loan yield and borrowing cost. Limits: a coupon is not total cost of funds, and I have no margin figure to size the benefit. What I am watching: Q2 FY27 results on 16 October 2026. I want to see cost of funds, net interest margin and whether disbursement growth holds above 20%. My call: Positive bias for the next 0 to 3 months. Funding is in place. Margins decide the rest. Please note that the information shared is intended solely for informational purposes and does not make any investment recommendations.

See More

Bajaj Housing Finance Q2 FY27 Business Update

Bajaj Housing Finance Ltd

reported strong business momentum in Q2 FY27, supported by healthy growth in disbursements, assets under management (AUM), and loan assets. Gross disbursements during the quarter reached ₹19,930 crore, compared with ₹15,914 crore in Q2 FY26, translating into year-on-year growth of approximately 25%. The increase indicates sustained credit demand and continued expansion in the company’s housing finance operations. The company’s AUM grew 25% year-on-year to ₹1,58,190 crore, demonstrating a strong pace of balance-sheet expansion. Loan assets stood at ₹1,39,850 crore, further highlighting the growing scale of the lending portfolio. The simultaneous rise in disbursements and AUM suggests that new business generation remains healthy and is translating effectively into growth of the overall loan book. The Q2 FY27 operating update is particularly notable because the growth in gross disbursements broadly matches the 25% expansion in AUM. This indicates that Bajaj Housing Finance continues to add meaningful volumes even from an increasingly large asset base. Sustaining such growth as the portfolio scales will be important for maintaining the company’s longer-term growth trajectory. Conclusion: Bajaj Housing Finance maintained strong growth momentum in Q2 FY27, with both disbursements and AUM rising about 25% year-on-year. The numbers indicate healthy business expansion and continued scaling of the loan book. Profitability, margins and asset quality will be the key metrics to watch in the detailed quarterly results.

See More

Bajaj Housing Finance Reports Strong Q2 FY27 Growth

HOUSING FINANCE: Bajaj Housing Finance Ltd. has reported an increase in gross disbursements during Q2 FY27, with disbursements reaching ₹19,930 crore compared with ₹15,914 crore in Q2 FY26. The latest figure represents an increase of approximately 25% year-on-year, reflecting higher loan disbursement activity during the quarter. The company’s assets under management (AUM) also grew 25% year-on-year to ₹1,58,190 crore, indicating an expansion in the overall portfolio managed by the housing finance business. Loan assets increased to ₹1,39,850 crore during the period, providing an update on the company’s lending portfolio and asset base. The quarterly business update reflects activity across the company’s financing operations, with disbursement growth and expansion in AUM being key operating indicators for the period. The movement in loan assets and AUM can be influenced by factors including loan originations, repayments, portfolio mix, customer demand and overall credit-market conditions. Market participants may track the company’s upcoming financial results and further disclosures for additional details on asset quality, profitability, net interest income, funding costs and other financial performance indicators. This information is shared strictly as a corporate and market update for informational purposes and should not be considered investment advice, research analysis, or a recommendation to buy or sell any security.

See More