Fino Payments Bank Limited (FPBL) (the Bank) is an India-based scheduled commercial bank that is engaged in providing digital-based financial services. The business of the Bank has been segregated into four segments: Treasury, Corporate Banking, Retail Banking, and Other Banking Operations. FPBL offers products such as Savings Account and Current Account, Cash Management Services, Micro Automated Teller Machine (ATM) / Aadhaar-enabled payment system, Referral loans with partners, Remittance, Open Banking Platform, Digital Savings Account, Mobile banking (FinoPay mobile application), Fixed Deposit services with a partner bank, and Life, Health, Motor, and Shopkeeper insurance with partners. It is also engaged in providing various types of financial services to the rural, poor, and underserved and unserved classes. The Bank's business does not extend outside India. The Bank has approximately 724,671 banking outlets, 54 bank branches, and 130 customer service points.