Fino Payments Bank Ltd. Share Price

Overview

Fino Payments Bank Ltd. share price is currently ₹123.85, down by - ₹0.67 (0.54%) from its previous closing price of ₹124.52. The share price has declined -6.76% over the past month and declined -59.85% over the past year. The stock's 52-week low and high are ₹108.07 and ₹330.38, respectively. Fino Payments Bank Ltd. has a market capitalisation of ₹ 1,120.00 Cr. The share price was last updated on 22 Oct 2026, 03:50 PM IST.

Fino Payments Bank Ltd.
Fino Payments Bank Ltd.
FINOPB
 ₹0.00
- ₹0.67
0.54%
Bank
 ₹0.00(%)1D

Updated: 22 Oct 2026, 03:50:57 pm IST

Market Data

Open Price

 ₹123.72

Prev. Close

 ₹124.52
 ₹121.19

Day Low

 ₹126.15

Day High

 ₹108.07

52 Week Low

 ₹330.38

52 Week High

BankBank - Private
CategoryMicro Cap

Fundamentals

Quick Bite

Price To Earnings Ratio

49.15

Sector PE

12.04

PB Ratio

1.34

Sector PB

1.69

EPS

2.52

Dividend Yield

0.00

Today's Volume

175.516 K

5 Day Avg. Volume

155.698 K

PEG Ratio

-1.13

Market Cap.

₹ 1,120.00 Cr.

StockGro Trade views

Technical Analysis

Forecasts 🧭

Financials

Corporate Actions

Corporate Actions will be available shortly.

Mutual Fund Ownership

Mutual Fund Holder
Apr 26
Shares held
May 26
Shares held
Motilal Oswal BSE 1000 Index Fund - Regular Plan - Growth62
63
(1.61%)

About Fino Payments Bank Ltd. 👋

Fino Payments Bank Limited (FPBL) (the Bank) is an India-based scheduled commercial bank that is engaged in providing digital-based financial services. The business of the Bank has been segregated into four segments: Treasury, Corporate Banking, Retail Banking, and Other Banking Operations. FPBL offers products such as Savings Account and Current Account, Cash Management Services, Micro Automated Teller Machine (ATM) / Aadhaar-enabled payment system, Referral loans with partners, Remittance, Open Banking Platform, Digital Savings Account, Mobile banking (FinoPay mobile application), Fixed Deposit services with a partner bank, and Life, Health, Motor, and Shopkeeper insurance with partners. It is also engaged in providing various types of financial services to the rural, poor, and underserved and unserved classes. The Bank has approximately 724,671 banking outlets, 54 bank branches, and 130 customer service points.

Expert Opinions

Insights from SEBI-registered analysts · updated live

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Vipin Dixena

Vipin Dixena

10 Oct • 4:28 PM · SEBI-Registered Analyst

Fino Payments Bank Quarter Two Updates - What Stands Out ?

Fino Payments Bank (

FINOPB
) September 2026 business update highlights growth across deposits, digital customers, renewal income and loan referrals. However, some indicators in its transaction business show that the operating picture remains mixed. Key Business Highlights * Loan referral disbursals surged 223% year-on-year to ₹278 crore in September, compared with ₹86 crore a year earlier. * Average total deposits increased 13% to ₹2,794 crore. * Renewal income rose 20% to ₹28 crore. * The CASA customer base reached 1.91 crore, while digitally active customers grew 13% to 64.9 lakh. * Cash Management Services (CMS) throughput increased 10% to ₹6,918 crore. What Needs Attention? Transaction throughput declined 10% year-on-year to ₹3,469 crore, while new deposit accounts fell 17% to 2.45 lakh. B2B UPI P2M throughput was nil in September, compared with ₹961 crore a year earlier. My View Fino’s loan referral growth and rising deposits are encouraging, but investors should assess whether these trends translate into sustainable revenue and profitability. The decline in transaction throughput and new account openings warrants attention. The next key monitorables are deposit mobilisation, transaction volumes, fee income and the consistency of growth across business segments. Also, these figures are provisional and unaudited, so they should be interpreted accordingly.

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Finkhoz Roboadvisory Services

Finkhoz Roboadvisory Services

8 Oct • 2:56 PM · SEBI-Registered Analyst

Fino Payments Bank jumps 17% on Q2 business update

FINOPB
Bank Limited (FINOPB) rose as much as 16.8% to an intraday high of ₹150.40 on the NSE on October 8, after its Q2 FY27 business update. The stock had closed at ₹128.76 on Wednesday. Average total deposits rose 13% year-on-year to ₹2,794 crore, from ₹2,480 crore. Loan referral disbursals jumped 223% to ₹278 crore, from ₹86 crore a year earlier. Cash management system (CMS) throughput grew 10% to ₹6,918 crore. Trading was heavy, with over 16 million shares changing hands by 11:30 AM. The rally came in a weak market, after three straight sessions of decline. Fino is building new revenue lines through loan referrals and deposits, which the market is rewarding. The stock had also corrected over 30% from its July highs, so expectations were low going in. The core business is weaker than the headline suggests. Transaction business throughput, a key payments metric, fell 10% to ₹3,469 crore. New deposit accounts opened in September fell 17% year-on-year to 2,44,763. The 223% jump in referral disbursals comes off a small base of ₹86 crore. The bank has also extended its interim CFO's tenure by three months, so the finance role is still not permanently filled. Investors should watch the trend in transaction throughput, new account additions, revenue and margins in Q2 FY27 results, and the appointment of a permanent CFO. The key question is whether newer businesses can grow fast enough to offset slowing growth in the core payments business. Disclosure: I do not hold any position in Fino Payments Bank Limited. This post is for informational purposes only and is not investment advice.

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THREETREND RESEARCH

THREETREND RESEARCH

8 Oct • 11:36 AM · SEBI-Registered Analyst

Fino Payment Bank fundamnetals update details

FINOPB
Strong September business update: Average total deposits increased 13% YoY to ₹2,794 crore, indicating continued growth in the bank’s deposit franchise. Loan referral business is the biggest positive: September loan referral disbursals jumped 223% YoY to ₹278 crore, from ₹86 crore a year earlier. This is important because Fino is building a lending ecosystem ahead of its proposed Small Finance Bank transition. Digital customer base improving: Digitally active customers increased 13% YoY to 64.9 lakh, while FinoPay active customers increased 12% to 8.1 lakh. CASA franchise remains strong: The bank reported a CASA customer base of around 1.91 crore, supporting its long-term financial-inclusion and SFB strategy. CMS business is showing good momentum: CMS throughput increased 10% YoY to ₹6,918 crore. However, overall transaction-business throughput declined 10%, showing that the traditional payments business remains under pressure as the market shifts toward UPI/digital transactions. SFB transition remains the major long-term trigger: Fino received in-principle RBI approval in December 2025 to transition from a Payments Bank to a Small Finance Bank—a potentially significant structural change because it can allow the business to move toward a broader lending model. Management transition: RBI approved a further extension of Ketan Merchant’s tenure as Interim CEO for three months or until a regular MD & CEO takes charge, whichever is earlier. Management stability/appointment of a permanent CEO remains an important monitorable. Interim CFO tenure also extended: The board extended Anup Agarwal’s Interim CFO tenure by up to three months from October 6, 2026.

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CA. Hardik Kachchava

CA. Hardik Kachchava

7 Oct • 5:10 PM · SEBI-Registered Analyst

Fino Payments Bank: September 2026 Business

FINOPB
Executive Summary Fino Payments Bank has released its provisional and unaudited business update for September 2026, demonstrating robust growth in core strategic areas, particularly in loan referrals, average deposits, and renewal income. While new account openings and core transaction throughput experienced a planned moderation, the bank's underlying fundamentals remain strong, supported by an expanding digital footprint and a highly resilient Current Account and Savings Account (CASA) base. Key Financial and Operational Highlights Surge in Loan Referrals: Disbursals through loan referrals witnessed an exceptional 223% year-on-year (YoY) growth, reaching ₹278 crore, up from ₹86 crore in September 2025. This underscores the bank's successful cross-selling and partnership monetization strategies. Steady Deposit Growth: Average total deposits expanded by 13% YoY to ₹2,794 crore (up from ₹2,480 crore). Consequently, the bank's overall CASA base strengthened significantly to 1.91 crore accounts. Account Acquisition: The bank opened 2,44,763 new deposit accounts during the month. While this represents a 17% YoY decline from the higher base of 2,94,846 accounts opened in September 2025, the cumulative customer base continues to scale efficiently. Transaction Volume and Cash Management Transaction Business: The core transaction business throughput saw a 10% YoY contraction, settling at ₹3,469 crore. Additionally, B2B UPI P2M throughput was recorded at nil for the month, compared to ₹961 crore a year ago, reflecting shifts in digital payment service alignments. Digital Adoption Metrics The bank continues to gain solid traction in digital customer engagement. Digitally active customers increased by 13% YoY to 64.9 lakh. Furthermore, the active user base for the flagship FinoPay platform grew by 12% YoY, reaching 8.1 lakh customers.

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SASI KUMAR SEBI RA

SASI KUMAR SEBI RA

11 Sep • 8:25 AM · SEBI-Registered Analyst

Pre Market Report & Global Cues | 11 September, 2026

Global cues have turned clearly weak this morning, and the pressure is coming from two sides at the same time - crude oil and bond yields. US markets closed lower again, with S&P down 0.58%, Nasdaq 0.65%, and Dow 0.60%. At the same time, the US 10Y yield has jumped to 4.97%, which is a strong move and starts putting pressure on equity valuations. Crude is the bigger concern. Brent has surged to $108, with highs near $110, showing aggressive buying due to the ongoing US–Iran situation. This kind of move directly impacts countries like India where oil dependency is high. Now coming to India - yields are also moving up here. India 10Y at 6.97% (+0.13%) and 30Y at 7.59% (+0.18%). This is important. When both US yields and Indian yields rise together, it tightens liquidity and increases borrowing costs. That usually leads to pressure on equities, especially rate-sensitive sectors like banking, NBFCs and infra. Currency is adding to the problem. Rupee has weakened further to 95.44, and with crude at these levels, it becomes difficult for it to stabilise quickly. Asian markets are already reacting - Nikkei down ~2.9%, Kospi ~2.4%, Shanghai ~1.9%, showing broad-based selling. Gift Nifty is indicating a 120–150 point gap down, suggesting the market may open under pressure despite yesterday’s small recovery. On the stock side, there will still be selective action. Vodafone Idea will be in focus after reports of a $3.5 billion funding support, which is a meaningful development. Sterlite Tech may see interest with its AI data centre-related products. Texmaco Rail and other rail names can stay active on fresh orders. On the weaker side, Neogen Chemicals could remain volatile due to its QIP. Fino Payments Bank may see mixed reaction due to weaker transaction trends, and Poonawalla Fincorp could face some pressure due to its NCD fundraising. Today’s session: The setup is clearly on the weaker side.

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Kumar Satyam

Kumar Satyam

10 Sep • 11:48 PM · SEBI-Registered Analyst

Fino Payments Bank August Deposits Rise 12% YoY

Fino Payments Bank reported a mixed business update for August 2026, with healthy deposit growth but weakness in new account additions and transaction throughput. Key Highlights • New Accounts Opened: 2.43 lakh | ↓22% YoY • Average Total Deposits: ₹2,821 Cr | ↑12% YoY • Renewal Income: ₹22.8 Cr | ↓4% YoY • Transaction Business Throughput: ₹3,770 Cr | ↓19% YoY • Digitally Active Customers: 65.6 lakh | ↑15% YoY • Loan Referral Disbursals: ₹243 Cr | ↑367% YoY Why It Matters The update shows a clear divergence in Fino’s business. Deposit growth remains healthy at 12%, strengthening its liability franchise even as new account additions slowed sharply. Meanwhile, the 19% decline in transaction throughput continues to reflect pressure on the transaction-led business. On the positive side, loan referral disbursals surged 367% YoY, an important area as Fino prepares for its proposed transition into a Small Finance Bank. Overall, August shows stronger deposits and lending momentum, but weaker customer acquisition and transaction activity.

FINOPB

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