IIFL Finance Ltd. Share Price

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IIFL Finance Ltd. Reports 93% Jump in Q2 Profit

IIFL FINANCE Quarterly Results Analysis-Q2FY2027

IIFL Finance profit jumps 93% as assets cross ₹1.24 L Cr

IIFL Finance Limited (NSE: IIFL) reported Q2 FY27 profit after tax of ₹805 crore, up 93% year-on-year. Assets under management increased 38% to ₹1,24,268 crore, while gross NPAs declined to 1.48%. The most encouraging part of this result is the combination of business growth and improving asset quality. IIFL Finance is expanding its lending book while reducing the proportion of loans classified as non-performing. The company also reported a 31% increase in pre-provision operating profit to ₹1,355 crore. This suggests that the improvement is not limited to the bottom line and that the underlying lending business is generating stronger operating earnings. However, the 93% profit growth needs context. The previous year's base was relatively weak, and lower credit costs have supported profitability. Investors should therefore avoid extrapolating this growth rate into future quarters. Another important development is the composition of the loan book. Gold loans have been a major growth driver, but management expects home loans and secured MSME lending to contribute more as gold loan growth moderates. This transition will matter because different lending products carry different yields, operating costs and credit risks. My view: IIFL Finance is demonstrating a meaningful improvement in operating performance. However, the next phase of growth will depend on maintaining asset quality while diversifying its lending mix. I would focus on sustainable return on equity rather than the headline profit growth alone. What I am watching next: - Whether gross NPAs remain close to or below 1.5%. - Growth in home loans and secured MSME lending. - Whether annualised return on equity remains around 20%. - Credit costs and profitability in Q3 FY27. Stance: Cautiously constructive. Stronger core earnings and sustained asset quality would support the investment case, but the quality of incremental lending remains critical.

IIFL Finance doubles profit as net interest income rise 50%!

IIFL Finance doubles quarterly profit as net interest income rises 50% IIFL Finance reported a strong year-on-year improvement in its September 2026 quarter results. Consolidated profit increased approximately 103.7% to ₹766.4 crore, compared with ₹376.3 crore in the corresponding period last year. Net interest income (NII), a key measure of lending profitability, grew approximately 50.2% to ₹2,160.7 crore, compared with ₹1,439 crore a year earlier. The results put the company in focus during the ongoing Q2 FY27 earnings season. However, investors should assess the complete financial statements to understand the drivers of profit growth and whether the improvement can continue. 2. Why does this matter? IIFL Finance operates in lending businesses, where profitability depends on loan growth, borrowing costs, asset quality and credit losses. Three factors deserve attention: Strong profit growth: More than doubling reported profit is a significant year-on-year improvement, but investors should examine whether exceptional or one-off items contributed. Higher net interest income: Growth in NII indicates improved interest income after interest expenses, although the underlying contribution from loan growth and margins needs to be assessed.

IIFL Finance rises nearly 3% as Q2 profit doubles

IIFL Finance Limited shares rose nearly 3% on 16 October after Q2 profit grew 103.7% to Rs 766.4 crore. Support is at Rs 565 and resistance at Rs 640. IIFL Finance Limited [