Indian Railway Finance Corporation Ltd. Share Price

Overview

Indian Railway Finance Corporation Ltd. share price is currently ₹81.73, down by - ₹2.87 (3.39%) from its previous closing price of ₹84.60. The share price has gained 3.43% over the past month and declined -32.31% over the past year. The stock's 52-week low and high are ₹71.97 and ₹135.31, respectively. Indian Railway Finance Corporation Ltd. has a market capitalisation of ₹ 1,11,409.01 Cr. The share price was last updated on 13 Nov 2026, 03:59 PM IST.

Indian Railway Finance Corporation Ltd.
Indian Railway Finance Corporation Ltd.
IRFC
 ₹0.00
- ₹2.87
3.39%
Finance
 ₹0.00(%)1D

Updated: 13 Nov 2026, 03:59:54 pm IST

Market Data

Open Price

 ₹83.75

Prev. Close

 ₹84.60
 ₹81.33

Day Low

 ₹83.75

Day High

 ₹71.97

52 Week Low

 ₹135.31

52 Week High

FinanceFinance Term Lending
CategoryLarge Cap

Fundamentals

Quick Bite

Price To Earnings Ratio

14.49

Sector PE

19.34

PB Ratio

1.88

Sector PB

2.70

EPS

5.64

Dividend Yield

2.41

Today's Volume

12.804 M

5 Day Avg. Volume

27.186 M

PEG Ratio

1.86

Market Cap.

₹ 1,11,409.01 Cr.

StockGro Trade views

Technical Analysis

Forecasts 🧭

Financials

Corporate Actions

ActionsEx-DateRecord-Date
DividendsInterim Dividend of 11.5% at ₹1.15/Share
23-Oct-202623-Oct-2026
DividendsInterim Dividend of 10.5% at ₹1.05/Share
13-Mar-202613-Mar-2026
DividendsInterim Dividend of 10.5% at ₹1.05/Share
24-Oct-202524-Oct-2025
DividendsInterim Dividend of 8% at ₹0.8/Share
21-Mar-202521-Mar-2025

Mutual Fund Ownership

Mutual Fund Holder
Sep 26
Shares held
Oct 26
Shares held
ICICI Prudential Nifty Next 50 Index Fund - Growth89.37 Lac
90.30 Lac
(1.04%)
Nippon India ETF Nifty Next 50 Junior BeES79.39 Lac
80.68 Lac
(1.62%)
UTI Nifty Next 50 Index Fund - Regular Plan - Growth72.48 Lac
68.04 Lac
(6.13%)
Groww Nifty India Railways PSU ETF43.13 Lac
43.75 Lac
(1.46%)
SBI Nifty Next 50 ETF26.72 Lac
26.80 Lac
(0.32%)

About Indian Railway Finance Corporation Ltd. 👋

Indian Railway Finance Corporation Limited is an India-based company, which is engaged in mobilizing funds from domestic and international markets for supporting infrastructure development of Indian Railways. The Company's main business is to provide leasing and financing to railway sector in India. Its business is leasing of rolling stock assets, railway infrastructure assets and lending to other entities under the Ministry of Railways (MoR). The normal rolling stock asset lease term is 30 years, with a primary component of 15 years and a secondary component of 15 years. During the primary lease period, the principal component and interest are recovered as part of the lease. During the secondary lease period of 15 years, it receives a nominal rent. Its lending operations include providing loans to Rail Vikas Nigam Limited and IRCON. Its borrowing operations include taxable and tax-free bonds issuances, term loans from banks and financial institutions, commercial papers, and others.

Analyst Opinions

Insights from SEBI-registered analysts · updated live

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Lovelesh Sharma

Lovelesh Sharma

25 Oct • 10:38 PM · SEBI-Registered Analyst

IRFC stays weak below averages as ₹74 support is tested

Indian Railway Financial Corporation closed near ₹74.45 and continues to trade in a sustained daily downtrend. The price is below the 20-day moving average at ₹77.70 and the 55-day moving average at ₹81.84. Both averages are declining, confirming that every recent bounce has faced selling pressure. The ₹74–₹73 zone is the immediate support area. Price is testing this region after failing to sustain the recent rebound toward ₹80. A break below ₹73 could extend the decline toward ₹70, while a stable close above ₹74 may allow a short-term bounce. IRFC The stochastic indicator shows %K near 30 and %D near 46. %K is below %D, which confirms weak momentum despite the stock approaching lower levels. It is not yet a confirmed reversal signal; buyers need a bullish crossover and price strength together. ₹77.70 is the first resistance because it matches the 20-day average. Above that, ₹81.84 is the larger hurdle and the level required to improve the daily trend. Until IRFC moves above ₹77.70 with stronger candles, the chart remains weak and ₹73–₹74 remains the level to protect.

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Dharmesh Bhatt

Dharmesh Bhatt

23 Oct • 8:09 PM · SEBI-Registered Analyst

IRFC Receives Major Relief of ₹549.32 Crore GST demand

DHARMESH BHATT (Research Analyst) SEBI Registration No. INH000009685 IRFC The Assistant Commissioner of State Tax, Delhi Zonal Unit (GST Authority), has officially passed an order dropping the entire tax demand of ₹549.32 crore previously raised against the company. Key Highlights & Details of Disclosure Issuing Authority: Assistant Commissioner of State Tax, Delhi Zonal Unit (GST Authority). Date of Order: October 23, 2026. Core Update: The GST Authority passed an order with a NIL demand in relation to the earlier Show Cause Notice (SCN). Financial Relief: The complete tax demand amounting to ₹549.32 crore has been dropped in full. Settlement Terms / Penalty: Not Applicable. No penalty or compensation was required to be paid by IRFC. Impact on Key Management / Promoters: Not Applicable. Key Takeaways for Investors Elimination of Major Overhang: The dropping of the ₹549.32 crore demand removes a potential financial liability and uncertainty surrounding IRFC's operational cash flows and balance sheet. Positive Financial Balance: With zero tax demand resulting from this order, IRFC preserves capital and avoids financial drain or provisioning costs related to this legal dispute. Regulatory Clarity: The decision underscores IRFC’s compliance and resolves a pending tax challenge from earlier filings (in continuation of the disclosure dated August 24, 2026) Disclosure /Disclaimer : Link: *****

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Priyam Mehta

Priyam Mehta

19 Oct • 1:35 PM · SEBI-Registered Analyst

Profit growth and dividend __ is the momentum sustainable?

IRFC IRFC: Profit growth and dividend announcement — Is the momentum sustainable? IRFC: Indian Railway Finance Corporation Limited (NSE: IRFC) Indian Railway Finance Corporation Limited, the dedicated financing arm for Indian Railways, reported Q2 FY27 net profit of approximately ₹1,958.5 crore, up 10.2% year-on-year from ₹1,777 crore. The company also announced an interim dividend, with 23 October 2026 set as the record date. Why it matters: Profit growth reflects continued earnings generation from IRFC’s railway financing business. Its performance remains closely linked to railway capital expenditure, financing requirements and the cost of raising funds. My view: IRFC’s long-term opportunity is linked to India’s railway infrastructure expansion and its role in financing that growth. However, consistent profitability and efficient funding will matter more than headline growth alone. Investors should assess earnings quality, borrowing costs and valuation before drawing conclusions. What to watch: Quarterly profit growth, net interest margins, borrowing costs, financing and disbursement trends, asset quality, dividend sustainability and government railway capex. Stance: The railway financing theme remains structurally interesting, but future returns will depend on sustainable earnings growth, funding efficiency and the valuation investors pay for the stock. Dividend announcements alone are not a reason to buy. Disclosure: This content is for educational and informational purposes only and is not a recommendation to buy or sell any security. Please do your own research or consult a SEBI-registered investment adviser before making investment decisions.

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Nikita Jaiswal

Nikita Jaiswal

16 Oct • 5:10 PM · SEBI-Registered Analyst

IRFC profit growth keeps financing momentum

Indian Railway Finance Corporation Limited reported strong profitability in recent quarters, with Q3 FY26 PAT reaching ₹1,802.19 crore, up 10.52% year on year. Its nine-month PAT reached ₹5,324.86 crore. IRFC The more important point is that IRFC had already achieved its ₹60,000 crore annual sanction guidance within nine months. Its AUM also reached a record ₹4.75 lakh crore by December 2025, supported by diversification beyond traditional railway financing. IRFC My view is that sanction growth is useful only if it converts into disbursements and sustainable interest income. The company’s diversification strategy therefore needs to be judged through asset growth, margins and credit quality rather than sanction numbers alone. I will watch the next results for disbursement growth, NIM movement and further progress in diversified financing. IRFC

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Vineet Chawla

Vineet Chawla

16 Oct • 3:46 PM · SEBI-Registered Analyst

IRFC reports 10% rise in Q2 net profit for FY 2026-2027

IRFC Indian Railway Finance Corporation (IRFC) has announced its results for the second quarter ended September 30, 2026 (Q2FY27). Net profit rose 10.21% to Rs 1,958.48 crore, compared with Rs 1,776.98 crore in the corresponding quarter of the previous year. Total income increased 24.37% to Rs 7,924.46 crore, up from Rs 6,371.91 crore a year earlier. IRFC is the dedicated market borrowing arm of the Indian Railways. Disclaimer: Investments in securities market are subject to market risks. Read all related documents carefully before investing. Registration granted by SEBI and certification from NISM in no way guarantee the performance of the intermediary or provide any assurance of returns to investors. The above information is for educational and learning purpose. They analyst or his associates do not hold any shares of the company and have no financial interest in it. SEBI Registered Research Analyst: Vineet Ashwinikumar Chawla: INH000008190, BSE Enlistment No: 5433

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InvestAce Capital

InvestAce Capital

16 Oct • 3:34 PM · SEBI-Registered Analyst

IRFC Q2 profit rises 10.2%, announces interim dividend

Indian Railway Finance Corporation Limited (IRFC) IRFC reported a 10.2% year-on-year increase in net profit to ₹1,958.5 crore for Q2 FY27. Net interest income rose 30.2% to ₹1,949 crore. The company also announced an interim dividend of ₹1.50 per share, with 23 October 2026 set as the record date. The reported gross and net non-performing assets remained at zero. <Cite refs={["turn869916news25"]}/> The growth in net interest income indicates stronger income generation during the quarter. Investors should still assess borrowing costs, financing spreads and the sustainability of earnings growth. What I’m watching: Net interest income, financing spreads, loan-book growth and the dividend record date. Stance: Positive quarterly update, while future performance will depend on funding costs and lending growth. Disclosure: This post is for educational purposes only and is not investment advice or a buy/sell recommendation. Disclose any holding or interest before publishing.

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