L&T Finance Limited is an India-based non-banking financial company with presence across the lending business, catering to the diverse financing needs of both urban and rural segments. It offers personal loans, two-wheeler loans, home loans, rural business finance, farm loans, loans against property, business loans and gold loans. It offers personal loans for medical emergencies, home renovations, weddings and celebrations, vacations and education, among others. Its two-wheeler loans include electric two-wheeler loan, super bike loan and commuter tw loan. Its business loans include small and medium-sized enterprises (SME) loans, doctor loans, chartered accountant loans, professional loans and supply chain financing. Its rural business finance includes Vikaas Loan (Group Loan), Vishwas Loan (Group Loan), Pragati Loan (Group Loan) and Micro Loan Against Property. It also offers a range of insurance products, such as Life Insurance, Health Insurance and General Insurance.