Life Insurance Corporation of India Share Price

LIC eyes further gains from IDBI Bank stake cut

LICI Life Insurance Corporation of India (LIC) plans to reduce its stake in IDBI Bank to 15 per cent as part of the ongoing strategic sale to Fairfax Financial Holdings and remains open to holding anywhere between 0 and 15 per cent thereafter, depending on the bank’s growth prospects and share price ***** Director and CEO R Doraiswamy said in an exclusive interaction that the insurer could retain the residual stake, pare it further or exit completely based on IDBI’s future performance. LIC is selling its 30.24 per cent stake in the transaction, which forms part of the combined 60.72 per cent stake being divested by the government and ***** proceeds will be redeployed into equities and fixed-income instruments. Realised gains will accrue to participating policyholders and may be used to enhance bonuses or meet policyholder liabilities, Doraiswamy noted.

LIC Q2 FY27: Profit +20% to ₹12,076 Cr, VNB Margin 22.3%

🏦 LIC Q2 FY27 results are out: LICI reported a standalone net profit of ₹12,076 Cr, up ~20% YoY from ₹10,053 Cr. Margins improved sharply, but first-year premium slipped. Here is a quick breakdown of what the numbers say. What this analysis covers: ✅ Premium income: Q2 premium income ₹1.47 lakh Cr, up ~16% YoY; single premium up ~35% ✅ Mixed signal: first-year premium ₹10,432 Cr, down ~3.7% YoY, while renewal premium rose ~5% to ₹68,375 Cr ✅ Profitability: H1 FY27 VNB ₹6,846 Cr (+34% YoY), net VNB margin 22.3% vs 17.6% a year ago ✅ Balance sheet: AUM ~₹59.6 lakh Cr (+4% YoY), solvency ratio 2.35 vs 2.13 ✅ What to track next: product mix shift towards non-par policies, agency momentum and competition from private insurers 💬 Your view: is LIC's margin improvement more important than the dip in first-year premium? Share your thoughts in the comments. 📲 For daily market notes, search "Neha Gupta SEBI RA" on Telegram and join the FREE channel. Neha Gupta | SEBI Registered Research Analyst | Reg. No. INH000016542 ⚠️ Disclaimer: This content is for educational purposes only and is not investment advice or a buy/sell recommendation. Investments in the securities market are subject to market risks. Read all related documents carefully before investing.

LIC shares fall 3.43% despite 20% Q2 profit rise

LIC fell 3.43% to ₹394 on 6 November 2026 despite a 20% rise in Q2 profit, with ₹377 and ₹418 as key levels. Life Insurance Corporation of India [ LICI ] fell 3.43% on 6 November 2026 to close at ₹394, a day after reporting Q2 FY27 results. Net profit rose 20% year on year to ₹12,076 crore from ₹10,053 crore. Total income rose to ₹2,62,739 crore from ₹2,39,614 crore. The market looked beyond profit, as reports pointed to slower APE growth and a value of new business below estimates. On the daily chart, the stock has made lower highs since the 2024 peak and stayed between ₹361 and ₹450 since mid-2025. This week it moved above the previous swing high but could not hold, so the breakout failed. Friday’s candle opened at the high of ₹404 and closed near the low. RSI is at 49.32, near the neutral mark, while the market structure looks weak. What next: ₹377 is the immediate support, and a close below it may open the way towards ₹361, the major support tested in 2025 and 2026. On the upside, ₹418, where the earlier swing high and this week’s high meet, is the key resistance. Conclusion: Profit growth was healthy, but weak structure keeps the near-term tone cautious. Disclaimer: I do not hold any position in the stock discussed. This content is informational, not a recommendation. Investments in securities are subject to market risks. Read all related documents carefully before investing.

LIC of India: New business value matters

!LICI Corporation of India (NSE: LICI) is scheduled to consider its Q2 FY27 financial results on, 5 November 2026. For a life insurer, premium collection is only one part of the performance picture. Product mix, persistency and new business profitability also matter. What I am watching: - Annualised premium equivalent growth - Value of new business - Individual and group business mix - Persistency ratios - Solvency and investment income My analysis: Premium growth driven mainly by lower-margin products may not create the same value as growth in profitable protection and individual products. I would therefore focus on value of new business and persistency rather than relying only on total premium figures. Next trigger: Quarterly business mix and value-of-new-business disclosures. Learning outcome: Understanding product mix, persistency and value of new business helps investors evaluate an insurer's profitability beyond headline premium collections. My stance: Prefer sustainable improvement in new business profitability. Disclaimer: This post represents my independent analysis based on publicly available information and is intended for educational and informational purposes only. I do not hold any position or financial interest in the security discussed as of the date of publication. Investors should independently verify the latest company disclosures and consider their investment objectives and risk profile before making any investment decision.

LIC H1 FY27: Profit Up 21.5%, VNB Jumps 34%

LICI Life Insurance Corporation of India (LIC) reported strong growth in profitability and new business value during the first half of FY27, with significant improvement in VNB margins and solvency position. H1 FY27 Financial Performance Profit After Tax (PAT): ₹25,568 crore, up 21.52% YoY. Total Premium Income: ₹2,74,269 crore, up 11.64%. Value of New Business (VNB): ₹6,846 crore, up 33.95%. VNB Margin: 22.3%, compared with 17.6% last year. Annualised Premium Equivalent (APE): ₹30,696 crore, up 5.72%. Assets Under Management: ₹59.61 lakh crore, up 4.16%. Strong Improvement in New Business Profitability LIC's VNB growth of nearly 34% is one of the key highlights of the results. Net VNB increased from ₹5,111 crore to ₹6,846 crore. VNB margin expanded by 470 basis points to 22.3%. Individual new business premium income increased 14.86% to ₹32,725 crore. Group new business premium income increased 20.63% to ₹1,11,685 crore. Individual protection APE increased 58.59% to ₹157 crore. The improvement in VNB margin indicates better profitability from new policies and a favourable product mix. Q2 FY27 Performance For the September quarter: Net Profit: ₹12,076 crore, up 20.1% YoY. Net Premium Income: ₹1,47,018 crore, up 16.2% YoY. Total Income: ₹2,62,739 crore. Investor Perspective LIC's H1 performance reflects a positive shift towards higher-margin business, with VNB growing nearly 34% and margins improving by 470 basis points. Improved solvency and a lower expense ratio further strengthen the financial position. However, slower individual policy growth and the decline in embedded value remain important monitorables. Disclaimer: This content is for educational and informational purposes only and should not be considered investment advice or a recommendation to buy or sell any security. Investors should conduct their own research and consider their risk profile before making any investment decision.

LIC falls 4% as Q2 VNB misses despite 20% profit rise

LICI ration of India (LICI) fell 4% to ₹391.65 on the NSE on November 6, even though its Q2 FY27 net profit rose 20.1% year-on-year to ₹12,076 crore. The results came out on November 5, and the value of new business (VNB) missed estimates. Net premium income grew 16.2% to ₹1.47 lakh crore. Q2 VNB rose 17.1% to ₹3,710 crore, and the VNB margin improved to 21.8% from 19.3% a year ago. For the first half, VNB jumped 34% to ₹6,846 crore, with the margin expanding to 22.3% from 17.6%. The profitability trend is improving. LIC is selling more high-margin products, and management expects margins could improve further in the second half as ticket sizes rise. The new business picture is weak. Annualised premium equivalent (APE), a key measure of new sales, grew just 3.8% to ₹17,004 crore. First-year premium fell to ₹10,432 crore from ₹10,836 crore. Most of the premium growth came from renewals of old policies, not fresh sales. The Q2 VNB margin also slipped 109 basis points from Q1, and the strong first-half numbers flatter the weaker second quarter. Investors should watch APE growth, first-year premium trends, VNB margins in H2, and market share against private insurers. The key question is whether LIC can grow new business, not just margins on a slowing sales base. Disclosure: I do not hold any position in Life Insurance Corporation of India. This post is for informational purposes only and is not investment advice.