Manappuram Finance Limited is an India-based non-banking financial company (NBFC). The Company is a retail financial services provider and engages in activities, such as providing loans against gold jeweler, loans against property, loans for purchase of commercial vehicles, loans to MSMEs and other complementary lending activities. Its segments include Gold loan and others, and Micao Finance. It provides credit services to people belonging to the lower socio-economic classes, particularly in rural and semi-urban areas of India. It has a diversified lending portfolio encompassing retail, microfinance, small and medium-sized enterprises (SME) and commercial segments. Its products include gold loan, online gold loan, vehicle loan, two-wheeler finance, balance transfer and top-up, business loan, home improvement loan, housing loan, loan to salaried employees, property loan, digital personal loan, forex & money transfer, corporate loans, MAkash - digital wallet and other services.