Muthoot Microfin Limited is an India-based Non-Banking Financial Company-Micro Finance Institution (NBFC-MFI). The Company operates based on the Grameen model of lending. It operates in one segment: Micro finance. It is primarily engaged in providing financial assistance through micro loans to women engaged in small income-generating activities. Its product basket includes livelihood, health & hygiene and life betterment solutions. Its livelihood solutions offer income-generating loans, Pragati loans, and individual loans. Life betterment solutions include education loans, mobile phone loans, solar lighting product loans, and household appliance loans. Its health and hygiene solution provides a sanitation improvement loan. Lastly, its value-added services include Sampoorna Swasth Shield and Griha Suraksha Shield, which are designed based on customer demand, feedback, and analysis of the communities the Company operates.