The South Indian Bank Limited (the Bank) is an India-based commercial bank. The Bank operates in four segments: Treasury segment, which consists of interest earnings in the investment portfolio of the Bank, gains or losses on investment operations and earnings from foreign exchange business; Corporate/ Wholesale Banking segment, which provides loans to corporate segments; Retail Banking, which provides loans to non-corporate customers; Other Banking Operations includes income from para banking activities such as debit cards and third party product distribution. The Bank also offers digital banking services such as SIBerNET (Internet banking) and the SIB Mirror+ mobile application. It provides financial solutions, including deposit schemes, insurance, mutual funds, dematerialization and trading services, pension plans, and loans against securities. The Bank has invested in its subsidiary, SIB Operations and Services Limited. It operates approximately 955 branches across India.