ADITYA BIRLA CAPITAL IN FOCUS

encompasses several listed entities. Recent news focuses on Aditya Birla Capital (ABCAPITAL), whose stock jumped ~6% post Q4 FY25 results. Standalone total income rose 10% YoY to ₹3,879 crore, and NII grew 4.5% YoY to ₹1,800 crore. However, PAT declined 44% YoY to ₹654 crore due to a one-off gain last year. Consolidated PAT jumped 22% QoQ to ₹865 crore, with revenue up 13% QoQ. Total AUM grew 17% YoY to ₹5,11,260 crore, and the lending portfolio rose 27% YoY to ₹1,57,404 crore. The amalgamation with Aditya Birla Finance is now effective (April 1, 2025). Analysts have a 'Buy' rating (JM Financial), citing traction in new customer subscriptions and potential margin improvement in P&C insurance.   For Aditya Birla Fashion and Retail (ABFRL), Q3 FY25 saw a narrowed net loss but increased revenue. Some analysts have a 'Hold' rating, noting negative ROE and losses in recent quarters despite revenue growth.   Aditya Birla Sun Life AMC (ABSLAMC) recently outperformed the sector. Q4 FY25 standalone PAT was ₹227.34 crore. The company has zero debt. Analysts have a 'Buy' rating (Axis Securities), with a long-term positive outlook.   Fundamentally, the diverse group has a significant presence across sectors. ABCAPITAL's focus on "One ABC" and digital platforms, ABFRL's brand portfolio & expansion, and ABSLAMC's AUM growth are key drivers. However, profitability and debt levels in certain entities need monitoring. The overall Aditya Birla Group has a substantial market capitalization and a long history in India.   Sources and related content