CreditAccess Grameen latest updates

Fundraising and Debt Issuance: In December 2025, the Board of Directors approved the issuance of foreign currency bonds and other non-convertible securities on a private placement basis. This move is part of the company's ongoing strategy to diversify its borrowing profile. Additionally, the company recently allotted non-convertible securities to strengthen its capital base. Q2 FY2026 Financial Results: For the quarter ended September 30, 2025, CA Grameen reported a consolidated net profit of ₹125.8 crore, reflecting a significant sequential rebound (up 109% from Q1) but a year-on-year decline of approximately 32%. Total revenue for the quarter stood at ₹1,508.4 crore, showing a 3.8% growth compared to the previous year. Asset Quality and Portfolio: The company reported stabilization in asset quality with Gross Non-Performing Assets (GNPA) improving to 3.65% from 4.70% in the previous quarter. The total Gross Loan Portfolio reached ₹25,904 crore, supported by a robust 33% year-on-year growth in disbursements during the quarter. Leadership and Governance: Mr. Manoj Kumar, an Independent Director, was elected as the Chairman of the Board effective October 28, 2025. This follows the earlier appointment of Mr. Ganesh Narayanan as the Managing Director and CEO in August 2025, completing a significant leadership transition for the institution. Digital Transformation Partnership: In late 2025, CA Grameen partnered with Siemens’ Mendix platform to accelerate its digital transformation. The initiative has already reduced the branch audit cycle from 45 days to 38 days through a custom auditing application, with plans to digitize further field operations and loan management processes. Regulatory Update: In December 2025, the company received an update regarding an Income Tax demand of ₹46.03 crore for the assessment year 2022-23. The company is currently evaluating the legal course of action regarding this demand.