RBL Bank Q3: Profit Explosion, Stock Near Multi-Year High – What Next?

reported a stellar Q3, with net profit surging to ₹214 crore from ₹32.6 crore YoY, highlighting a strong turnaround. Net Interest Income rose 4.6% to ₹1,657 crore, while asset quality improved sharply, with Gross NPA falling to 1.88% and Net NPA to 0.55% sequentially. Deposit and advance growth remained healthy at 12% and 13% YoY, led by secured retail and commercial banking. Although provisions increased 28% YoY, core fee income stayed robust and management commentary remained confident, supported by pending capital infusion plans. Notably, the stock has been in the green for three consecutive sessions and surged over 4% on Friday, 16 Jan 2026. With prices just ~3% below multi-year highs, will momentum continue or will profit-booking kick in on Monday, 19 Jan 2026? 📊 📌 Disclaimer: This content is for information only and not investment advice. Investments in securities market are subject to market risks. Read all the related documents carefully before investing. Please consult a SEBI-registered advisor before making any investment decisions. I, Akhilesh Jat (SEBI Registered Research Analyst – INH000016649), do not have any position in the mentioned scrip.