PNB

Q4 FY26 Results (March Quarter)

Punjab National Bank (PNB) today reported a strong Q4 FY26 profit of ₹5,225 crore, up 14% year-on-year, and announced a hefty 150% dividend (₹3 per share). Despite profit growth, net interest income (NII) fell 3.5% YoY. Asset Quality & Business Growth Gross NPA Ratio: Improved to 2.95% (vs 3.95% last year). Net NPA Ratio: Declined to 0.29% (vs 0.40% last year). Bad Loans: Reduced by ₹6,958 crore YoY to ₹37,124 crore. Global Business: ₹29.7 lakh crore (+10.7% YoY). Deposits: ₹17.11 lakh crore (+9.2% YoY). Advances: ₹12.59 lakh crore (+12.7% YoY). Dividend Announcement Final Dividend: ₹3 per share (150% of face value ₹2). Record Date: June 13, 2026 (Saturday). Eligibility: Investors holding shares on or before record date will receive payout. PNB’s Q4 results show strong profit growth, improved asset quality, and a generous dividend, but declining margins remain a concern. The stock may stay range-bound until NII growth stabilizes.