ICICI Bank Ltd. Reports Strong Q2 Results

ICICI Bank reported a strong performance for the second quarter of FY27, with standalone net profit rising 20.1% year-on-year to ₹14,843 crore, compared with ₹12,359 crore in the corresponding quarter last year. Net interest income (NII) increased 17.7% to ₹25,339 crore, reflecting healthy growth in the bank’s lending business. The bank’s total advances grew 30% year-on-year to ₹18.32 lakh crore, while deposits increased 27.1% to ₹20.50 lakh crore as of September 30, 2026. Asset quality also improved, with the gross non-performing asset (NPA) ratio declining to 1.20% from 1.58% a year earlier. However, the net interest margin moderated to 4.18% from 4.30% in the year-ago quarter. Investors will closely monitor the bank’s loan growth, deposit mobilisation, margins and asset quality in the coming quarters. Strong profitability and lower bad-loan provisions provide positive signals, while margin trends and the sustainability of credit growth will remain key factors influencing ICICI Bank’s stock performance.