ICICIPRULI

ICICI Prudential Life Q4 FY25: Stellar Profit Surge and Strong Business Momentum.

ICICI Prudential Life Insurance delivered a strong Q4 FY25 performance with a 122% YoY jump in net profit to ₹385 crore, driven by improved operational efficiency and a healthy product mix. Net premium income grew 11% YoY to ₹16,369 crore, while for the full year, PAT rose 40% to ₹1,189 crore. The company reported robust growth across key metrics: Value of New Business (VNB) stood at ₹2,370 crore with a solid 22.8% margin, APE rose 15% to ₹10,407 crore, and retail protection APE surged 25.1% to ₹598 crore. Annuity business maintained strong momentum with a 2-year CAGR of 31.4%, while the New Business Sum Assured and total in-force sum assured grew 37% and 15.6% YoY, respectively, highlighting increased coverage and customer trust. A final dividend of ₹0.85/share reflects financial stability, making the overall performance strong and growth-oriented.