JIOFIN

Steady financial growth and strategic execution drive Jio Financial’s momentum in Q4 FY25

Steady financial growth and strategic execution drive

momentum in Q4 FY25 #### Q4 FY25 Results Summary - Net profit rose 2% year-on-year to ₹316 crore (vs ₹311 crore in Q4 FY24) - Revenue increased 18% year-on-year to ₹493 crore (vs ₹418 crore in Q4 FY24) - Board recommended a dividend of ₹0.5 per share for FY25 - Assets under management (AUM) surged to ₹10,053 crore (vs ₹173 crore a year ago) - Jio Payments Bank tripled its customer base to 2.31 million - CASA plus wallet balances reached ₹295 crore - Interest income saw a slight decline to ₹276 crore - Fee and commission income rose to ₹39 crore, reflecting revenue diversification #### Strategic and Operational Highlights - Established physical presence in 10 Tier-1 cities - Strengthened partnerships with banks and wealth managers - Secured an online payment aggregator license - Expanded insurance broking services with 34 partners and 61 direct-to-customer plans - Leveraged AI and digital infrastructure to enhance scalability and personalization ### Positive Outlook and Growth Drivers Jio Financial Services continues to demonstrate steady and sustainable growth with strong momentum across key metrics. The company has shown meaningful progress in customer acquisition, AUM growth, and non-interest income, which points to a healthy diversification of revenue streams. Its strong push into digital payments, insurance, and wealth management—backed by an expanding footprint and AI-driven insights—positions it well in the competitive fintech landscape. The jump in AUM and expanding product suite reflect rising customer trust and operational scalability.