HDFC Bank's Q4 FY25 results!

Net Profit: ₹17,616 crore, a 6.7% year-on-year increase, surpassing analyst estimates. It also shows a 5.3% sequential growth.   Dividend: The board has recommended a dividend of ₹22 per share with a face value of ₹1 each for FY25. The record date for this dividend is Friday, June 27, 2025. Asset Quality (NPAs): Gross NPA ratio decreased to 1.33% as of March 31, 2025, compared to 1.42% as of December 31, 2024, but increased from 1.24% a year ago.   Net NPA ratio stood at 0.43% in Q4 FY25, down from 0.46% in the previous quarter but up from 0.33% in the same period last year.   In absolute terms, gross NPAs fell to ₹35,222.64 crore as of March 31, 2025, from ₹36,018.58 crore as of December 31, 2024, but increased from ₹31,173.32 crore as of March 31, 2024. Provisions and Contingencies: Significantly lower at ₹3,190 crore for the quarter ended March 31, 2025, compared to ₹13,510 crore for the same period last year.