ICICI Bank Q4 FY26 Results Preview: Flat Profit Growth Expected Amid Steady NII Rise

ank is set to announce its Q4 FY26 results today, April 18, 2026. Analysts expect the private lender’s profit after tax (PAT) to remain nearly flat, rising just 0.38% YoY to around Rs 12,677 crore from Rs 12,630 crore in Q4 FY25. Sequentially, PAT may jump 12.01% from Rs 11,318 crore in Q3 FY26. Net interest income (NII) is likely to grow 7.17% YoY to Rs 22,712 crore. Net interest margins (NIMs) are projected to dip by 5 basis points. Loan growth is anticipated at 4% QoQ, while deposit growth may hover around 3% QoQ. Lower provisioning from a high Q3 base and controlled cost ratios are expected to support a healthy ROA of 2.25%. The board may also consider a final dividend announcement. Markets will watch asset quality and management commentary on loan demand closely.