LIC Housing Finance Q4FY25: Profit Jumps 25.4% Despite NII Dip

ng Finance announced a significant 25.4% year-on-year increase in its standalone net profit for the fourth quarter of FY25, reaching ₹1,368 crore compared to ₹1,090.8 crore in the same period last year. Despite the strong profit growth, the company's net interest income (NII) saw a slight decline of 3.2%, falling to ₹2,166.4 crore from ₹2,237.6 crore in Q4FY24. A key factor contributing to the higher profit was a sharp reduction in impairment on financial instruments, which decreased significantly to ₹109.4 crore in Q4FY25 from ₹427.9 crore in the corresponding quarter of the previous year. These results highlight a mixed performance for LIC Housing Finance in the fourth quarter, with strong bottom-line growth driven by lower impairments offsetting a marginal decrease in net interest income.