projects loan growth of at least 22% to 25% for FY27. Credit card growth is expected to be high single-digit or low double-digit next year, while microfinance growth is seen around 25% year-on-year.
Overall loan growth is guided at 22% to 25% for FY27. Credit cards may grow in the high single-digit to low double-digit range. Microfinance is expected to expand about 25% year-on-year. This outlines the bank’s growth targets across segments.
The key triggers are the 22% to 25% loan growth guidance for FY27, high single-digit or low double-digit credit card growth and around 25% microfinance growth. This sets expectations for RBL Bank’s expansion. Peers such as Federal Bank, IDFC First Bank and Bandhan Bank may face comparison on loan growth rates. Near-term prices could react to the guidance. Risks include asset quality pressure or slower retail demand. Competitors listed: Federal Bank, IDFC First Bank, Bandhan Bank. We have no financial interest in this news.