AXISBANK

Fundamental Analysis 📈 Profit & Growth Q3 FY26 Net Profit: ₹6,490–₹7,044 crore (3–4% YoY growth). Net Interest Income (NII): ₹14,287 crore (+5% YoY). Total income: ₹40,898 crore in Q3 FY26. 👉 Loan growth approx 14% YoY, which is healthy for a large private bank. 🧾 Asset Quality Gross NPA: around 1.4–1.6% (healthy level). Net NPA: ~0.44–0.45%. ✔ Indicates stable asset quality compared with many banks. 🏦 Capital Strength Capital Adequacy Ratio: 16.5% (strong buffer). Business Strength Key positives Large private sector bank in India Strong retail + corporate loan growth Digital banking expansion Improving asset quality Strong institutional holding (FII + mutual funds)