BAJAJFINSV

Company Overview Holding company of Bajaj Group financial services Key businesses: Lending (via Bajaj Finance) Insurance (Life + General) Investments Strong presence in retail finance + digital ecosystem 👉 Diversified financial powerhouse Fundamental Analysis (Brief) 🟢 Growth & Business Revenue growth strong (18–23% YoY) Retail lending contributes 50%+ revenue Insurance business also growing steadily 🟢 Financial Quality Growth: Good Management: Strong Business model: Scalable & diversified 🔴 Concerns Profit growth recently flat / margin pressure High debt (common in NBFC sector) Premium valuation historically