BANKBARODA

Approx price range recently: ₹280–₹320 on NSE in 2026. P/E ratio: 6–8 (lower than banking sector average 10+) Price to Book: 0.8× book value (undervalued compared to many banks) Dividend Yield: 3.5% 📊 Interpretation PSU banks usually trade at low P/E and P/B. Valuation indicates possible undervaluation but with PSU risk discount Fundamental Strength Profit & Growth Net profit last quarter approx ₹5,443 crore. Profit growth around 4–10% YoY recently. 5-year profit growth CAGR about 86%. Asset Quality NPAs have been improving in recent years. Credit cost expected to decline due to improving asset quality. Business Strength Among top 5 banks in India by assets. Strong growth in retail and MSME loans.