BANKBARODA

buy on dips as mentioned in chart demand zone

Bank of Baroda is one of India's largest PSU banks and the second-largest public sector bank. Its business is diversified across retail, agriculture, MSME, corporate and international banking. The important point currently is that Q1 FY27 headline profit looks extremely weak, but the core banking business was considerably better than the headline number suggests. 2. Latest Fundamental Picture Q1 FY27 – Key Numbers Parameter Q1 FY27 YoY Net Profit ₹1,278 Cr -72% Net Interest Income ₹12,524 Cr +9.5% Global Advances ₹14.17 lakh Cr +17.4% Domestic Advances ₹11.51 lakh Cr +16.1% Global Business ₹30.50 lakh Cr +15.4% Global NIM 2.77% Down GNPA 1.99% Improved YoY NNPA 0.50% Improved YoY The ₹1,278 crore profit needs context The massive fall in profit was primarily because of a one-time ₹5,680 crore exceptional charge related to the NMC Health settlement. Management indicated that excluding this exceptional item, Q1 net profit would have been around ₹5,548 crore.