CHOLAFIN

Current Share Price ₹1,489–1,500 on the NSE/BSE. 52-Week High / Low High ₹1,683.65, Low ₹1,167.60. Market Cap ₹1,25,000–₹1,30,000 crore ( ₹1.25-₹1.30 lakh crore) on NSE. P/E Ratio (Trailing, TTM) 28×. P/B Ratio 5.29× book value. EPS (Trailing) ₹52.93 per share. Strong Growth: Disbursements, AUM, and profits have grown consistently: vehicle finance, LAP, home loans, SME etc. Improving Asset Quality: Declines in NPAs; Net NPA improving. Good Capital Base & Liquidity: CAR 18-19%; liquidity sizeable. Diversified Lending Mix: While vehicle finance is large, company is expanding into LAP, home loans etc so not completely dependent on one segment. High ROE: The ROE near 18-22% shows strong return on equity capital.