IIFL

Share price: around ₹578–₹580. 52-week range: Low ₹280, High ₹581 — so the stock has recovered sharply over the past 6–12 months. Market cap: ₹24,600 crore. Recent financials (TTM): Revenue ₹59.8 bn, Net income ₹8.58 bn, EPS ₹19.79. Valuation: P/E 27–28×, P/B 1.6–1.9× depending on book-value metrics. Diverse lending & financial-services business: IIFL offers home loans, business loans (MSME), gold loans, real-estate financing, capital-markets financing, etc., giving it a diversified portfolio — this diversity helps spread risks across loan-types and client-segments. Track record of growth and recovering performance: Over the past years, despite volatility, the company has delivered substantial total shareholder returns; long-term investors have benefited. Recent rebound & improving business sentiment: The stock has recovered from its 52-week low, indicating renewed investor confidence. Upward momentum and valuation resetting could work in its favor — especially if macroeconomic conditions and credit demand remain healthy. Institutional and long-term investor confidence: Given its size, diversified lending book, and established presence, IIFL may be viewed by many as a mid-sized financial institution with scope to grow, especially if the credit environment improves.