IIFL

Current share price ₹ 459.20 Market capitalization ₹ 19,171 crore P/E (TTM) 23.64× ICICI Direct Book Value / Share ₹ 292.05 ROCE 9.02 % ROE 7.47 % Recent Net Profit (Q4 FY25) ₹ 251 crore (consolidated) AUM (Q4 FY25) ₹ 78,341 crore GNPA / NNPA (Q4 FY25) 2.2 % / 1.0 % RBI lifting or easing the restriction on gold loans once compliance is demonstrated Effective redeployment of capital to safer / more profitable segments Stabilization in margins, provisioning levels, and credit cost Better macro / credit growth environment