Affle 3i Ltd. Q3 FY26 Earnings Update: Robust Growth Driven by Core CPCU Business and AI Innovation

Affle 3i Ltd. has delivered a record-breaking performance for the third quarter of FY26, underscoring the resilience and scalability of its business model. The company reported a 19% year-on-year increase in net profit, reaching ₹119.3 crore, fueled by broad-based growth across key verticals and geographies. Key Financial Highlights Revenue Milestone: Consolidated revenue grew 19.2% YoY to ₹717.4 crore, surpassing the ₹700 crore quarterly benchmark for the first time. Operational Efficiency: EBITDA surged 24.2% YoY to ₹163 crore, with operating margins expanding to 22.7% (up from 21.8% in Q3 FY25), reflecting improved operational leverage. Stock Performance: The market responded positively, with shares closing 1.58% higher at ₹1,559.00 on the NSE (Jan 30, 2026). Strategic Growth Drivers CPCU Dominance: The Cost Per Converted User (CPCU) model remains the primary revenue engine, contributing ₹713.6 crore (+19.6% YoY). The company successfully delivered a cumulative 33.6 crore converted users in 9M FY26, validating the efficacy of its ROI-linked advertising model. AI-Led Innovation: Growth was further amplified by Niko, Affle’s agentic AI engine. The integration of advanced AI capabilities across the consumer platform stack is driving automation and enhancing conversion quality. Financial Fortitude: A strong balance sheet and healthy operating cash flows position the company well for sustained investments in R&D, talent acquisition, and strategic initiatives under its "Affle 3i" vision. Management Outlook Anuj Khanna Sohum, MD & CEO, highlighted this quarter as a pivotal milestone, achieving the highest-ever quarterly run-rates for revenue, EBITDA, and profit. Management reaffirmed its commitment to disciplined capital allocation and targeting 20% revenue growth for FY26, leveraging its proprietary AI stack to navigate global headwinds effectively.