Punjab National Bank (PNB) - Provisional Business Update for Q2 FY2025-26

Punjab National Bank has released a strong set of provisional business figures for the quarter ending September 30, 2025, indicating robust, double-digit year-on-year growth across its core operations. Key Performance Highlights: Substantial Business Growth: The bank's global business recorded a significant 10.6% YoY increase, reaching ₹27.88 lakh crore. The performance also showed steady sequential momentum with a 2.5% rise from the June 2025 quarter. Healthy Deposit Accretion: Global deposits grew by a solid 10.9% YoY to ₹16.17 lakh crore. This consistent growth in the deposit base is fundamental to supporting the bank's lending activities and maintaining a strong liquidity position. Strong Credit Offtake: The global advances (loan book) expanded by 10.3% YoY to ₹11.71 lakh crore. Notably, the quarter-on-quarter growth of 3.7% in advances signals accelerating credit demand and effective asset deployment during the quarter. Credit-Deposit (CD) Ratio: The Global CD Ratio was reported at 72.40%. While slightly lower than the 72.82% recorded a year ago, it has improved from 71.09% in the preceding quarter, pointing to enhanced credit utilization. Market Reaction: This positive operational update was well-received by the market, as reflected in the bank's share price, which closed at ₹114.45 on the BSE, marking an increase of 1.69% for the day. In summary, PNB's provisional Q2 figures underscore a continued trajectory of healthy and balanced growth in both its assets and liabilities, reinforcing a positive operational outlook.